Sound Advice from Jeff York

Whether you need a bigger car, a more reliable car or a more fuel-efficient car, now could be a great time to get into the car buying mode. But before you venture onto any vehicle buying web sites or set foot on a sales lot, follow these easy tips to help make the best decision.

Tip 1: Determine how much you can afford.

This seems logical, but the smell of a new car under the bright lights can cloud your budget judgment and it is all too easy to overspend. The “gotta have” feeling can be overwhelming. Affordability is more than just payment. You have to consider the cost of fuel, insurance and maintenance.

Tip 2: Shop for the best rate before you buy.

Most of us need to borrow money to buy a vehicle. If you are one of us, be sure to locate for the best loan rate before you begin your new vehicle quest. CoastHills will “pre-approve” you for a specific rate and loan amount without any obligation. That way you will know exactly what you can afford, and you won’t waste time and energy shopping for something out of your affordability range. Read More »